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Welcome to Big Shift Money, your go-to guide for finding the financial clarity you need to navigate life's biggest career transitions with confidence, not chaos.
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Financial Planning
Practical financial planning tools, strategies, and guides for career shifters. From runway calculators to scenario modeling - plan your finances before you make your move.


From Panic to Pivot: The Ultimate 90-Day Layoff Defense Guide
Layoffs can feel overwhelming - moving from panic to a clear plan is the first step to navigating a layoff and rebuilding financial stability within 90 days

Mark Reyes, CFP®
Mar 186 min read


Sandwiched? Support Family Without Sacrificing Your Own Life
Many midlifers delay retirement, reduce savings, or tap long-term investments to meet family needs. While supporting loved ones is deeply meaningful, doing so without a plan can quietly derail your future financial independence.
The good news? With the right strategy, you can show up for your family without compromising your own freedom timeline.

The Richuel Team
Mar 24 min read


Mastering Your Monthly Expenses: A Guide for Career Shifts in 2026
A clear view of your monthly expenses can help you plan a smoother career transition.

The Richuel Team
Dec 23, 20253 min read


Reaching CoastFIRE: A Guide for Couples
Reaching $1.8 million in investments by the late 30s can put couples on track for CoastFIRE and long-term financial independence.

Kris Vann, JD / CFP® Board Candidate
Oct 1, 20254 min read


Mastering Your Finances: How to Stop Chasing That Nut
Anyone who’s seen South Park’s “Got a Nut” episode knows the feeling. Mr. Mackey goes from school counselor to ICE agent—not because it fits his passions or values, but because losing his job means he’s scrambling to cover his $7,000-a-month bills that later inflate to $10,000 to cover taxes and lifestyle.

The Richuel Team
Sep 5, 20254 min read


From Paycheck to Playcation: Career Breaks Without Breaking the Bank
Proper financial planning turns the "someday" sabbatical into a reality.

The Richuel Team
Jul 24, 20258 min read


Not Just for Billionaires: Beat the Big Beautiful Bell to 2025’s Best Tax Breaks
Tax breaks aren't just for billionaires. Discover financial strategies career shifters can use to reduce their tax burden and protect their runway.

Kris Vann, JD / CFP® Board Candidate
Jul 21, 20254 min read


Own Your “Freedom Money” Number: A Practical Guide for Households
Building strong financial habits and smart investment strategies can help individuals achieve long-term wealth and financial freedom.

Kris Vann, JD / CFP® Board Candidate
Jun 26, 202510 min read


Generative AI: The Future of Personal Financial Management
Leveraging Generative AI to map out your path to financial freedom.

Kris Vann, JD / CFP® Board Candidate
Mar 31, 20253 min read
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